Real estate transactions involve significant financial decisions, contractual obligations, negotiations, disclosures, professional advice, and potential risk. Yet one of the most important documents establishing how a consumer will navigate that process is sometimes treated as little more than administrative paperwork: the representation agreement. A buyer may understandably be focused on ...
Continue ReadingBuying or selling real estate already involves considerable documentation. Clients provide identification, financial information, deposit details, corporate records and instructions to several professionals while lawyers, lenders, brokerages and other participants work toward completing the transaction. Occasionally, however, a real estate professional may ask questions that do not appear immediately connected ...
Continue ReadingReal estate transactions involve a remarkable amount of information. Conversations occur between clients, real estate professionals, lawyers, lenders, inspectors, contractors, property managers, accountants, municipal departments and other participants, while decisions are being made about financing, conditions, repairs, timelines, property information, negotiations and contractual obligations. Most of those discussions occur while ...
Continue ReadingAnd how much money are you going to get? Business owners spend years building companies. They invest capital, work long hours, develop customer relationships, hire employees, establish supplier networks, acquire equipment, build reputations and, in many cases, purchase commercial or industrial real estate to support the operation. Yet one of ...
Continue ReadingYes. Just like a Seller can represent themselves, so can a Buyer. The more important question, however, is not whether you are legally able to represent yourself. It is whether you understand what that decision means once you begin searching for property, communicating with sellers and their representatives, evaluating value, ...
Continue ReadingReceiving an offer is one of the most anticipated moments in the sale of a property. Receiving several competing offers can be even more exciting, particularly when one appears to offer substantially more money than the others. It is natural for a seller’s attention to immediately move toward the highest ...
Continue ReadingMost homeowners understand the importance of having property insurance. When a mortgage is arranged, insurance is generally part of the process, a policy is purchased, premiums are paid and the homeowner moves on with the business of owning and maintaining the property. Years can then pass without much thought being ...
Continue ReadingBuying a property often begins informally. You may browse listings online, attend open houses, speak with different real estate professionals or ask someone to show you a property that caught your attention. At that stage, it can feel as though you are simply gathering information and deciding whether you are ...
Continue ReadingCan You Work With More Than One REALTOR® in Ontario? Yes, it may be possible to work with more than one real estate agent in Ontario. However, whether you should — and whether you are free to do so — depends largely on the representation agreements you have entered into ...
Continue ReadingWhen homeowners think about accessibility, they often imagine major renovations undertaken because someone in the household has developed a mobility limitation. Doorways are widened, ramps are installed, bathrooms are modified and other changes are made in response to an immediate need. There is another way to approach the subject. Many ...
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