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Additional Costs When Buying a Home
May 4, 2026
When buyers begin thinking about affordability, the purchase price is usually the number that receives the most attention. That makes sense, because it determines the size of the mortgage, the down payment and much of the monthly carrying cost. The difficulty is that the purchase price does not tell the ...
Continue ReadingThe Buyer Representation Agreement
The search for your dream home is an exciting, albeit frenzied, endeavor. It is filled with endless possibilities; do you want to live in the city or suburbs? Will you live in a condominium, townhouse or a detached home? This is essentially the fun part of home buying before you ...
Continue ReadingUnderstanding Schedules in Real Estate Agreements
May 3, 2026
Real estate agreements are meant to do more than record a price and closing date. They are working documents that allocate responsibility, define expectations and help the parties understand how the transaction is supposed to proceed. In many transactions, the standard Agreement of Purchase and Sale provides an effective foundation, ...
Continue ReadingHow Capital Gain Works
May 1, 2026
Have you made capital gain? That’s great news, because this influx of cash from selling your assets will improve your financial health. However, these benefits may be taxed. Here, I answer seven common questions. 1. What is capital gain? Capital gain represents the profit you make when you sell, entrust, ...
Continue ReadingWhat Industrial Landlords Look for in Tenants
April 26, 2026
Industrial leasing decisions involve much more than filling vacant space. From the tenant’s perspective, the focus is often on location, building size, clear height, loading, power, parking, rental rate and whether the property can support the business. From the landlord’s perspective, however, the decision is broader. The landlord is not ...
Continue ReadingCommon Due Diligence Failures in Commercial Real Estate Transactions
Commercial real estate can look attractive very quickly. A property may appear well occupied, the income may seem strong, the cap rate may compare favourably with other opportunities and the location may suggest long-term upside. Those are all reasonable reasons to become interested in a property, but they are only ...
Continue ReadingHidden Risks in Assignment Sales
Assignment sales can create opportunities for both buyers and sellers, particularly in pre-construction condominium and investment transactions. They can also create risks that are easy to underestimate because the transaction may initially look similar to an ordinary resale. The difference is that an assignment buyer is usually not buying a ...
Continue ReadingWhy Conditional Clauses Matter in Ontario Real Estate
Conditional clauses are one of the most important risk-management tools available in an Ontario real estate transaction, yet they can easily receive less attention than price, closing date or offer timing. In a competitive market, those visible terms often dominate the discussion because they appear to determine whether an offer ...
Continue ReadingCalculating Rental Property Profit in Ontario
April 18, 2026
Are you thinking about investing in real estate to earn rental property income? Whether you invest in a residential or commercial building, there are several things to consider to make sure the property will generate a profit. Here’s what you need to take into account to determine how profitable an ...
Continue ReadingWhat Duties Does a REALTOR® Owe You in Ontario?
April 15, 2026
Understanding the Professional Obligations Behind Real Estate Representation When you hire a real estate professional in Ontario, you are not simply paying someone to find a property, market a home or prepare an Agreement of Purchase and Sale. Registered real estate professionals operate within a regulated framework that establishes important ...
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